Track Every Rupee
Intelligently
PocketPay.ai automatically reads your bank SMS messages, detects transactions, and delivers smart insights — all stored privately on your device. No account, no cloud.
10,000+ users tracking smarter
Good Morning 👋
PocketPay.ai
Total Balance
₹1,24,500
Recent Transactions
Big Bazaar
Groceries
Salary
Income
Swiggy
Food & Dining
HPCL Petrol
Transport
Everything You Need
Features built for smarter spending
From automatic transaction detection to granular budget control — PocketPay.ai gives you complete financial visibility without sacrificing privacy.
Smart SMS Detection
Automatically reads your bank SMS messages and parses transactions with AI-confidence scoring. No manual entry needed.
Multi-Account Tracking
Manage all your bank accounts, debit cards, credit cards, and wallets in one beautiful dashboard.
Visual Analytics
Stunning pie charts for spending breakdown and 7-day trend lines to see where your money goes each month.
Smart Budgets
Set per-category monthly budgets with color-coded progress bars. Get alerts before you overspend.
Recurring Transactions
Auto-schedule EMI, rent, salary, and subscriptions. Never miss a payment or forget to log it.
100% Private & Secure
All data lives on your device. PIN lock + biometric authentication. No account needed, no data sent to servers.
Multi-Currency Support
Track expenses in INR, USD, EUR, GBP, JPY, AUD, CAD, SGD, AED, and more. Perfect for frequent travelers.
Works Completely Offline
No internet required. All your financial data is stored locally using Hive. Fast, reliable, always available.
Simple Process
Up and running in 3 steps
No complex onboarding. No forms to fill. Just install, permit, and watch your finances come to life automatically.
Step 01
Download & Setup
Install PocketPay.ai from Google Play. Choose your currency, set a PIN for security, and you're ready in under 60 seconds. No account, no email.
- No account required
- Choose your currency
- PIN + biometric setup
Step 02
Enable Auto-Tracking
Grant SMS read permission so PocketPay.ai can automatically detect and categorize all your bank transactions as they arrive. Review and approve each one.
- Auto SMS parsing
- AI confidence scoring
- Review before saving
Step 03
Track, Budget & Grow
Watch your dashboard fill with rich data. Set monthly budgets per category, view analytics charts, track multiple accounts, and plan recurring payments.
- Real-time analytics
- Smart budget alerts
- Google Drive backup
App Preview
Beautiful by design, powerful by nature
A premium dark-first interface built for speed and clarity. Every screen is crafted to make managing money feel effortless.
Dashboard
Get a bird's-eye view of your finances with a beautiful balance card, quick actions, and your latest transactions.
Dark & Light Mode
Easy on the eyes
Smooth Animations
Premium feel
Material Design 3
Modern UI
Accessible
Easy to use
Analytics
May 2025
Total
₹12,340
Good Morning 👋
PocketPay.ai
Total Balance
₹1,24,500
Recent Transactions
Big Bazaar
Groceries
Salary
Income
Swiggy
Food & Dining
HPCL Petrol
Transport
Budget Tracker
May 2025
Total Budgeted
₹19,000
Food & Dining
70%Transport
60%Shopping
85%Bills & Utilities
55%Privacy by Design
Your money data, your device,
your rules.
In a world where every app wants access to your financial life, PocketPay.ai takes the opposite approach. We built a powerful expense tracker that works entirely offline, stores nothing on our servers, and never asks for a single piece of personal information.
Local-First Storage
Every transaction, account, and budget lives on your device using Hive — a fast, encrypted local database. Nothing leaves your phone without your explicit action.
Zero Surveillance
We collect no analytics, no usage data, no crash reports. There are no servers watching what you spend or how you use the app.
Biometric Security
Lock the app with your fingerprint or face ID. A custom PIN ensures only you can access your financial data.
No Account Required
No email, no password, no profile. You own your data from day one. Your financial life belongs to you, not a corporation.
Your Backup, Your Control
Export to CSV or JSON anytime. Optionally back up to your own Google Drive account — encrypted and fully under your control.
Works Without Internet
PocketPay.ai is 100% offline. No internet connection needed for any core feature. Your data never goes over a network.
Start tracking smarter
today — for free
No credit card. No account. No cloud. Just install and watch PocketPay.ai automatically build your financial picture from your bank messages.
Free forever · No ads · No in-app purchases for core features · Android 7.0+
Offline First
No internet needed
Privacy First
Data stays local
AI Powered
Smart detection
Open Export
CSV & JSON